Commercial Loans

Commercial Bridge loans are short-term loans, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing


Standard Loan Terms

  • Max Loan Amount: $10,000,000
  • Max LTV: 65% of Appraised Value or
    Purchase Price (The lowest)
  • Rate: 8.5%-9.99%
  • Term of loan: 12-24 months
  • Payments: Monthly Interest Payments with
    Balloon at Maturity
  • Prepayment penalty: None

Standard Closing Costs

  • Origination Fee: 1-2%
  • Underwriting Fee: $1,500
  • Legal: $750 – $1,500
  • Appraisal Fee: $1,000 – $5,000 (Depend on Property Type)
  • Title Insurance and recording fees: 1%


Property Types

  • Multifamily Apartment
  • Buildings.
  • Hotels.
  • Offices.
  • Restaurants.
  • Warehouses.
  • Other property types case by case.

Standard Requirements:

  • Credit Application
  • Last 2 bank statements (US bank account)
  • Copy of ID and Borrowing Entity docs
  • Purchase Contract (If Purchase)
  • Property Insurance
  • Lease Agreement (If Applicable)

Standard Closing Time

  • The Usual Time to Close is 10-20 days.

RBI Mortgages is a direct lender and does not rely on other institutions to close the loans. Once the title work and appraisal are ready, We will be too!

Contact us


What is the interest rate and loan term?
Usually, loan rates are 9% and 1.75% points. Loan terms are 12-36 months

What is the loan type?
Most our loans are interest only, which means a fixed interest is paid throughout the term and full balance at maturity. For example, a $100,000 with 12 months term and 9% rate will yield 12 monthly payments of $750 and a final payment of $100,000

What happens if I sell the property or prepay the loan before maturity?
In most of our loans there is no prepayment penalty.